Call reports 2021
FIRST NATIONAL BANK OF DIGHTON, THE — 2021
What FIRST NATIONAL BANK OF DIGHTON, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 69,872,000 | 68,151,000 | 69,693,000 | 70,594,000 |
| Total loans | 34,179,000 | 35,434,000 | 32,516,000 | 32,400,000 |
| Allowance for loan losses | 385,000 | 456,000 | 458,000 | 480,000 |
| Securities available for sale | 21,653,000 | 18,736,000 | 20,074,000 | 23,258,000 |
| Securities held to maturity | 3,726,000 | 2,893,000 | 2,685,000 | 2,179,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,887,000 | 55,967,000 | 57,506,000 | 58,679,000 |
| Interest-bearing deposits | 37,596,000 | 37,014,000 | 38,389,000 | 36,357,000 |
| Noninterest-bearing deposits | 20,291,000 | 18,953,000 | 19,117,000 | 22,322,000 |
| Equity capital | 11,801,000 | 12,008,000 | 12,008,000 | 11,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 419,000 | 850,000 | 1,281,000 | 1,717,000 |
| Interest expense | 15,000 | 28,000 | 42,000 | 55,000 |
| Net interest income | 404,000 | 822,000 | 1,239,000 | 1,662,000 |
| Noninterest income | 263,000 | 431,000 | 472,000 | 514,000 |
| Noninterest expense | 396,000 | 735,000 | 1,116,000 | 1,534,000 |
| Provision for loan losses | 0 | 70,000 | 70,000 | 120,000 |
| Pretax income | 271,000 | 456,000 | 530,000 | 527,000 |
| Income tax | 63,000 | 95,000 | 116,000 | 104,000 |
| Net income | 208,000 | 361,000 | 414,000 | 423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,988,000 | 12,142,000 | 12,197,000 | 12,085,000 |
| Total capital | 12,373,000 | 12,598,000 | 12,655,000 | 12,565,000 |
| Risk-weighted assets | 44,217,000 | 41,844,000 | 40,059,000 | 41,516,000 |