Call reports 2019
FIRST NATIONAL BANK OF DIGHTON, THE — 2019
What FIRST NATIONAL BANK OF DIGHTON, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 57,398,000 | 54,402,000 | 53,710,000 | 58,296,000 |
| Total loans | 29,321,000 | 31,406,000 | 29,090,000 | 27,784,000 |
| Allowance for loan losses | 269,000 | 1,142,000 | 332,000 | 331,000 |
| Securities available for sale | 13,343,000 | 10,492,000 | 9,038,000 | 9,035,000 |
| Securities held to maturity | 7,180,000 | 6,663,000 | 5,641,000 | 5,237,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,212,000 | 42,897,000 | 42,126,000 | 46,621,000 |
| Interest-bearing deposits | 29,578,000 | 28,795,000 | 28,960,000 | 29,559,000 |
| Noninterest-bearing deposits | 15,634,000 | 14,102,000 | 13,166,000 | 17,062,000 |
| Equity capital | 11,888,000 | 11,234,000 | 11,405,000 | 11,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 991,000 | 1,526,000 | 2,027,000 |
| Interest expense | 31,000 | 63,000 | 97,000 | 123,000 |
| Net interest income | 503,000 | 928,000 | 1,429,000 | 1,904,000 |
| Noninterest income | 54,000 | 94,000 | 138,000 | 179,000 |
| Noninterest expense | 371,000 | 720,000 | 1,126,000 | 1,417,000 |
| Provision for loan losses | 25,000 | 897,000 | 1,157,000 | 1,157,000 |
| Pretax income | 161,000 | -619,000 | -740,000 | -515,000 |
| Income tax | 41,000 | 27,000 | -231,000 | -159,000 |
| Net income | 120,000 | -646,000 | -509,000 | -356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,997,000 | 11,230,000 | 11,367,000 | 11,448,000 |
| Total capital | 12,266,000 | 11,748,000 | 11,699,000 | 11,779,000 |
| Risk-weighted assets | 40,000,000 | 40,844,000 | 37,972,000 | 37,897,000 |