Call reports 2018
FIRST NATIONAL BANK OF DIGHTON, THE — 2018
What FIRST NATIONAL BANK OF DIGHTON, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 59,595,000 | 60,682,000 | 57,679,000 | 56,276,000 |
| Total loans | 27,261,000 | 28,303,000 | 28,721,000 | 29,041,000 |
| Allowance for loan losses | 234,000 | 244,000 | 244,000 | 244,000 |
| Securities available for sale | 14,032,000 | 14,018,000 | 14,969,000 | 13,539,000 |
| Securities held to maturity | 10,098,000 | 9,790,000 | 8,627,000 | 7,198,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,603,000 | 47,524,000 | 45,721,000 | 44,362,000 |
| Interest-bearing deposits | 30,172,000 | 30,604,000 | 28,430,000 | 27,426,000 |
| Noninterest-bearing deposits | 16,431,000 | 16,920,000 | 17,291,000 | 16,936,000 |
| Equity capital | 12,706,000 | 12,872,000 | 11,632,000 | 11,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 468,000 | 974,000 | 1,501,000 | 2,037,000 |
| Interest expense | 7,000 | 16,000 | 38,000 | 62,000 |
| Net interest income | 461,000 | 958,000 | 1,463,000 | 1,975,000 |
| Noninterest income | 60,000 | 105,000 | 150,000 | 195,000 |
| Noninterest expense | 363,000 | 696,000 | 1,078,000 | 1,436,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 158,000 | 367,000 | 535,000 | 734,000 |
| Income tax | 37,000 | 68,000 | 95,000 | 127,000 |
| Net income | 121,000 | 299,000 | 440,000 | 607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,859,000 | 13,037,000 | 11,838,000 | 11,875,000 |
| Total capital | 13,093,000 | 13,281,000 | 12,082,000 | 12,119,000 |
| Risk-weighted assets | 39,495,000 | 40,460,000 | 39,786,000 | 39,377,000 |