Call reports 2017
FIRST NATIONAL BANK OF DIGHTON, THE — 2017
What FIRST NATIONAL BANK OF DIGHTON, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 59,473,000 | 58,160,000 | 56,841,000 | 56,750,000 |
| Total loans | 24,843,000 | 25,628,000 | 26,782,000 | 25,797,000 |
| Allowance for loan losses | 238,000 | 235,000 | 236,000 | 235,000 |
| Securities available for sale | 19,113,000 | 15,607,000 | 15,206,000 | 13,637,000 |
| Securities held to maturity | 9,301,000 | 10,068,000 | 7,735,000 | 9,430,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,622,000 | 45,258,000 | 43,772,000 | 43,896,000 |
| Interest-bearing deposits | 31,203,000 | 30,194,000 | 29,442,000 | 28,826,000 |
| Noninterest-bearing deposits | 15,419,000 | 15,064,000 | 14,330,000 | 15,070,000 |
| Equity capital | 12,449,000 | 12,571,000 | 12,640,000 | 12,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 834,000 | 1,270,000 | 1,727,000 |
| Interest expense | 7,000 | 16,000 | 23,000 | 32,000 |
| Net interest income | 390,000 | 818,000 | 1,247,000 | 1,695,000 |
| Noninterest income | 50,000 | 99,000 | 141,000 | 189,000 |
| Noninterest expense | 362,000 | 689,000 | 1,023,000 | 1,342,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 78,000 | 232,000 | 369,000 | 546,000 |
| Income tax | 28,000 | 58,000 | 134,000 | 103,000 |
| Net income | 50,000 | 174,000 | 235,000 | 443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,474,000 | 12,599,000 | 12,660,000 | 12,738,000 |
| Total capital | 12,712,000 | 12,834,000 | 12,896,000 | 12,973,000 |
| Risk-weighted assets | 37,454,000 | 38,095,000 | 38,006,000 | 37,617,000 |