Call reports 2016
FIRST NATIONAL BANK OF DIGHTON, THE — 2016
What FIRST NATIONAL BANK OF DIGHTON, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 59,230,000 | 58,928,000 | 58,279,000 | 57,761,000 |
| Total loans | 21,248,000 | 24,611,000 | 25,786,000 | 24,894,000 |
| Allowance for loan losses | 238,000 | 237,000 | 238,000 | 238,000 |
| Securities available for sale | 21,580,000 | 18,576,000 | 19,031,000 | 18,668,000 |
| Securities held to maturity | 9,925,000 | 9,894,000 | 8,601,000 | 9,329,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,603,000 | 46,115,000 | 45,345,000 | 45,031,000 |
| Interest-bearing deposits | 31,852,000 | 31,406,000 | 30,785,000 | 30,397,000 |
| Noninterest-bearing deposits | 14,751,000 | 14,709,000 | 14,560,000 | 14,634,000 |
| Equity capital | 12,360,000 | 12,440,000 | 12,482,000 | 12,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 358,000 | 734,000 | 1,142,000 | 1,551,000 |
| Interest expense | 8,000 | 17,000 | 25,000 | 32,000 |
| Net interest income | 350,000 | 717,000 | 1,117,000 | 1,519,000 |
| Noninterest income | 34,000 | 59,000 | 89,000 | 128,000 |
| Noninterest expense | 310,000 | 600,000 | 936,000 | 1,256,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 74,000 | 185,000 | 279,000 | 400,000 |
| Income tax | 23,000 | 75,000 | 116,000 | 145,000 |
| Net income | 51,000 | 110,000 | 163,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,346,000 | 12,404,000 | 12,457,000 | 12,425,000 |
| Total capital | 12,584,000 | 12,641,000 | 12,695,000 | 12,663,000 |
| Risk-weighted assets | 33,839,000 | 35,973,000 | 37,033,000 | 36,589,000 |