Call reports 2015
FIRST NATIONAL BANK OF DIGHTON, THE — 2015
What FIRST NATIONAL BANK OF DIGHTON, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 66,561,000 | 63,375,000 | 60,893,000 | 57,944,000 |
| Total loans | 20,440,000 | 20,271,000 | 20,955,000 | 21,041,000 |
| Allowance for loan losses | 238,000 | 239,000 | 238,000 | 238,000 |
| Securities available for sale | 22,411,000 | 22,405,000 | 21,165,000 | 21,123,000 |
| Securities held to maturity | 10,577,000 | 11,839,000 | 10,812,000 | 9,512,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,017,000 | 50,725,000 | 48,144,000 | 45,382,000 |
| Interest-bearing deposits | 37,420,000 | 35,428,000 | 33,140,000 | 30,146,000 |
| Noninterest-bearing deposits | 16,597,000 | 15,297,000 | 15,004,000 | 15,236,000 |
| Equity capital | 12,251,000 | 12,331,000 | 12,401,000 | 12,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 393,000 | 759,000 | 1,115,000 | 1,470,000 |
| Interest expense | 10,000 | 19,000 | 28,000 | 37,000 |
| Net interest income | 383,000 | 740,000 | 1,087,000 | 1,433,000 |
| Noninterest income | 35,000 | 56,000 | 87,000 | 119,000 |
| Noninterest expense | 338,000 | 647,000 | 988,000 | 1,291,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 80,000 | 149,000 | 186,000 | 261,000 |
| Income tax | 26,000 | 28,000 | 16,000 | 32,000 |
| Net income | 54,000 | 121,000 | 170,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,243,000 | 12,308,000 | 12,357,000 | 12,294,000 |
| Total capital | 12,481,000 | 12,547,000 | 12,595,000 | 12,532,000 |
| Risk-weighted assets | 31,574,000 | 30,798,000 | 30,472,000 | 33,045,000 |