Call reports 2013
FIRST NATIONAL BANK OF DIGHTON, THE — 2013
What FIRST NATIONAL BANK OF DIGHTON, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 63,778,000 | 61,085,000 | 60,974,000 | 69,115,000 |
| Total loans | 17,806,000 | 16,836,000 | 17,436,000 | 19,478,000 |
| Allowance for loan losses | 325,000 | 225,000 | 226,000 | 225,000 |
| Securities available for sale | 29,753,000 | 25,850,000 | 25,885,000 | 25,330,000 |
| Securities held to maturity | 11,915,000 | 11,698,000 | 10,347,000 | 10,756,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,356,000 | 48,869,000 | 48,667,000 | 56,946,000 |
| Interest-bearing deposits | 35,592,000 | 34,159,000 | 32,940,000 | 41,686,000 |
| Noninterest-bearing deposits | 15,764,000 | 14,710,000 | 15,727,000 | 15,260,000 |
| Equity capital | 12,102,000 | 11,967,000 | 12,008,000 | 11,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 350,000 | 715,000 | 1,073,000 | 1,440,000 |
| Interest expense | 14,000 | 27,000 | 40,000 | 52,000 |
| Net interest income | 336,000 | 688,000 | 1,033,000 | 1,388,000 |
| Noninterest income | 35,000 | 62,000 | 92,000 | 117,000 |
| Noninterest expense | 339,000 | 672,000 | 1,066,000 | 1,381,000 |
| Provision for loan losses | -200,000 | -300,000 | -300,000 | -300,000 |
| Pretax income | 232,000 | 384,000 | 365,000 | 430,000 |
| Income tax | 72,000 | 99,000 | 82,000 | 81,000 |
| Net income | 160,000 | 285,000 | 283,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,991,000 | 12,117,000 | 12,114,000 | 12,055,000 |
| Total capital | 12,316,000 | 12,342,000 | 12,340,000 | 12,280,000 |
| Risk-weighted assets | 27,124,000 | 25,801,000 | 26,263,000 | 29,381,000 |