Call reports 2012
FIRST NATIONAL BANK OF DIGHTON, THE — 2012
What FIRST NATIONAL BANK OF DIGHTON, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 59,761,000 | 61,525,000 | 61,783,000 | 61,017,000 |
| Total loans | 18,061,000 | 18,499,000 | 18,351,000 | 18,828,000 |
| Allowance for loan losses | 687,000 | 670,000 | 671,000 | 524,000 |
| Securities available for sale | 17,268,000 | 18,029,000 | 21,754,000 | 25,994,000 |
| Securities held to maturity | 10,290,000 | 10,267,000 | 10,095,000 | 9,698,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,901,000 | 49,443,000 | 49,591,000 | 48,831,000 |
| Interest-bearing deposits | 34,783,000 | 35,162,000 | 36,342,000 | 34,287,000 |
| Noninterest-bearing deposits | 13,118,000 | 14,281,000 | 13,249,000 | 14,544,000 |
| Equity capital | 11,738,000 | 11,848,000 | 11,898,000 | 11,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 388,000 | 782,000 | 1,165,000 | 1,546,000 |
| Interest expense | 20,000 | 39,000 | 56,000 | 73,000 |
| Net interest income | 368,000 | 743,000 | 1,109,000 | 1,473,000 |
| Noninterest income | 35,000 | 62,000 | 87,000 | 115,000 |
| Noninterest expense | 321,000 | 637,000 | 997,000 | 1,276,000 |
| Provision for loan losses | 0 | 0 | 0 | -150,000 |
| Pretax income | 82,000 | 168,000 | 199,000 | 462,000 |
| Income tax | 12,000 | 12,000 | 18,000 | 80,000 |
| Net income | 70,000 | 156,000 | 181,000 | 382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,645,000 | 11,730,000 | 11,756,000 | 11,831,000 |
| Total capital | 11,986,000 | 12,071,000 | 12,097,000 | 12,173,000 |
| Risk-weighted assets | 26,166,000 | 26,939,000 | 26,931,000 | 27,205,000 |