Call reports 2011
FIRST NATIONAL BANK OF DIGHTON, THE — 2011
What FIRST NATIONAL BANK OF DIGHTON, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 53,969,000 | 52,365,000 | 54,114,000 | 58,776,000 |
| Total loans | 18,994,000 | 20,015,000 | 20,953,000 | 19,879,000 |
| Allowance for loan losses | 358,000 | 458,000 | 444,000 | 444,000 |
| Securities available for sale | 11,923,000 | 12,913,000 | 14,156,000 | 14,333,000 |
| Securities held to maturity | 7,618,000 | 8,235,000 | 7,899,000 | 9,558,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,336,000 | 40,593,000 | 42,129,000 | 46,955,000 |
| Interest-bearing deposits | 30,848,000 | 29,596,000 | 30,388,000 | 32,810,000 |
| Noninterest-bearing deposits | 11,488,000 | 10,997,000 | 11,741,000 | 14,145,000 |
| Equity capital | 11,531,000 | 11,625,000 | 11,825,000 | 11,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 400,000 | 812,000 | 1,234,000 | 1,647,000 |
| Interest expense | 30,000 | 57,000 | 82,000 | 104,000 |
| Net interest income | 370,000 | 755,000 | 1,152,000 | 1,543,000 |
| Noninterest income | 44,000 | 78,000 | 105,000 | 132,000 |
| Noninterest expense | 336,000 | 651,000 | 991,000 | 1,295,000 |
| Provision for loan losses | 100,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | -22,000 | -18,000 | 66,000 | 180,000 |
| Income tax | -23,000 | -50,000 | -127,000 | -13,000 |
| Net income | 1,000 | 32,000 | 193,000 | 193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,462,000 | 11,494,000 | 11,654,000 | 11,575,000 |
| Total capital | 11,788,000 | 11,825,000 | 12,000,000 | 11,921,000 |
| Risk-weighted assets | 26,081,000 | 26,387,000 | 27,611,000 | 27,603,000 |