Call reports 2010
FIRST NATIONAL BANK OF DIGHTON, THE — 2010
What FIRST NATIONAL BANK OF DIGHTON, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 48,356,000 | 47,755,000 | 50,519,000 | 49,839,000 |
| Total loans | 20,127,000 | 20,042,000 | 19,805,000 | 20,388,000 |
| Allowance for loan losses | 565,000 | 575,000 | 568,000 | 567,000 |
| Securities available for sale | 10,247,000 | 9,468,000 | 12,477,000 | 12,135,000 |
| Securities held to maturity | 8,170,000 | 8,390,000 | 7,789,000 | 7,632,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,716,000 | 36,039,000 | 38,682,000 | 38,180,000 |
| Interest-bearing deposits | 28,964,000 | 27,971,000 | 28,941,000 | 28,172,000 |
| Noninterest-bearing deposits | 7,752,000 | 8,068,000 | 9,741,000 | 10,008,000 |
| Equity capital | 11,431,000 | 11,508,000 | 11,593,000 | 11,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 455,000 | 900,000 | 1,326,000 | 1,730,000 |
| Interest expense | 50,000 | 99,000 | 142,000 | 177,000 |
| Net interest income | 405,000 | 801,000 | 1,184,000 | 1,553,000 |
| Noninterest income | 35,000 | 62,000 | 89,000 | 120,000 |
| Noninterest expense | 319,000 | 647,000 | 983,000 | 1,282,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 121,000 | 216,000 | 290,000 | 391,000 |
| Income tax | 21,000 | 24,000 | 34,000 | 50,000 |
| Net income | 100,000 | 192,000 | 256,000 | 341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,311,000 | 11,403,000 | 11,467,000 | 11,462,000 |
| Total capital | 11,637,000 | 11,726,000 | 11,794,000 | 11,793,000 |
| Risk-weighted assets | 25,841,000 | 25,619,000 | 25,955,000 | 26,251,000 |