Call reports 2009
FIRST NATIONAL BANK OF DIGHTON, THE — 2009
What FIRST NATIONAL BANK OF DIGHTON, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 46,530,000 | 45,677,000 | 45,619,000 | 47,397,000 |
| Total loans | 18,948,000 | 19,235,000 | 19,049,000 | 19,431,000 |
| Allowance for loan losses | 566,000 | 546,000 | 547,000 | 565,000 |
| Securities available for sale | 12,286,000 | 12,248,000 | 12,046,000 | 10,490,000 |
| Securities held to maturity | 7,951,000 | 8,243,000 | 8,417,000 | 8,032,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,133,000 | 34,087,000 | 33,872,000 | 35,843,000 |
| Interest-bearing deposits | 27,079,000 | 25,920,000 | 25,623,000 | 25,988,000 |
| Noninterest-bearing deposits | 8,054,000 | 8,167,000 | 8,249,000 | 9,855,000 |
| Equity capital | 11,045,000 | 11,179,000 | 11,302,000 | 11,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 471,000 | 955,000 | 1,443,000 | 1,916,000 |
| Interest expense | 65,000 | 125,000 | 182,000 | 235,000 |
| Net interest income | 406,000 | 830,000 | 1,261,000 | 1,681,000 |
| Noninterest income | 10,000 | 36,000 | 58,000 | 91,000 |
| Noninterest expense | 338,000 | 619,000 | 951,000 | 1,239,000 |
| Provision for loan losses | 400,000 | 400,000 | 400,000 | 400,000 |
| Pretax income | -322,000 | -153,000 | -32,000 | 133,000 |
| Income tax | -3,000 | -6,000 | -8,000 | -45,000 |
| Net income | -319,000 | -147,000 | -24,000 | 178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,814,000 | 10,986,000 | 11,109,000 | 11,211,000 |
| Total capital | 11,123,000 | 11,295,000 | 11,416,000 | 11,529,000 |
| Risk-weighted assets | 24,443,000 | 24,499,000 | 24,297,000 | 25,169,000 |