Call reports 2007
FIRST NATIONAL BANK OF DIGHTON, THE — 2007
What FIRST NATIONAL BANK OF DIGHTON, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 44,236,000 | 43,570,000 | 44,950,000 | 45,504,000 |
| Total loans | 19,908,000 | 19,953,000 | 18,649,000 | 22,658,000 |
| Allowance for loan losses | 545,000 | 548,000 | 552,000 | 563,000 |
| Securities available for sale | 11,949,000 | 10,586,000 | 12,466,000 | 11,659,000 |
| Securities held to maturity | 6,427,000 | 6,465,000 | 6,544,000 | 5,991,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,271,000 | 32,423,000 | 33,497,000 | 34,094,000 |
| Interest-bearing deposits | 26,366,000 | 26,027,000 | 25,909,000 | 25,148,000 |
| Noninterest-bearing deposits | 6,906,000 | 6,396,000 | 7,588,000 | 8,946,000 |
| Equity capital | 10,748,000 | 10,919,000 | 11,156,000 | 11,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,331,000 | 1,997,000 | 2,689,000 |
| Interest expense | 177,000 | 355,000 | 537,000 | 702,000 |
| Net interest income | 478,000 | 976,000 | 1,460,000 | 1,987,000 |
| Noninterest income | 42,000 | 80,000 | 119,000 | 155,000 |
| Noninterest expense | 356,000 | 671,000 | 970,000 | 1,324,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 164,000 | 385,000 | 609,000 | 818,000 |
| Income tax | 26,000 | 81,000 | 142,000 | 186,000 |
| Net income | 138,000 | 304,000 | 467,000 | 632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,825,000 | 10,991,000 | 11,154,000 | 11,181,000 |
| Total capital | 11,142,000 | 11,306,000 | 11,459,000 | 11,526,000 |
| Risk-weighted assets | 25,106,000 | 25,002,000 | 24,171,000 | 27,399,000 |