Call reports 2006
FIRST NATIONAL BANK OF DIGHTON, THE — 2006
What FIRST NATIONAL BANK OF DIGHTON, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 44,790,000 | 43,006,000 | 43,936,000 | 44,026,000 |
| Total loans | 18,643,000 | 19,739,000 | 20,014,000 | 20,084,000 |
| Allowance for loan losses | 471,000 | 439,000 | 507,000 | 479,000 |
| Securities available for sale | 14,705,000 | 11,515,000 | 11,616,000 | 11,916,000 |
| Securities held to maturity | 7,863,000 | 7,652,000 | 6,617,000 | 6,226,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,306,000 | 32,515,000 | 33,076,000 | 33,230,000 |
| Interest-bearing deposits | 27,295,000 | 25,824,000 | 24,964,000 | 25,093,000 |
| Noninterest-bearing deposits | 7,010,000 | 6,691,000 | 8,112,000 | 8,137,000 |
| Equity capital | 10,108,000 | 10,241,000 | 10,512,000 | 10,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 587,000 | 1,218,000 | 1,832,000 | 2,502,000 |
| Interest expense | 146,000 | 301,000 | 468,000 | 645,000 |
| Net interest income | 441,000 | 917,000 | 1,364,000 | 1,857,000 |
| Noninterest income | 38,000 | 75,000 | 201,000 | 239,000 |
| Noninterest expense | 340,000 | 647,000 | 933,000 | 1,257,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 320,000 | 607,000 | 814,000 |
| Income tax | 13,000 | 49,000 | 136,000 | 174,000 |
| Net income | 126,000 | 271,000 | 471,000 | 640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,310,000 | 10,455,000 | 10,655,000 | 10,687,000 |
| Total capital | 10,617,000 | 10,770,000 | 10,974,000 | 11,003,000 |
| Risk-weighted assets | 24,361,000 | 25,039,000 | 25,316,000 | 25,215,000 |