Call reports 2004

FIRST NATIONAL BANK OF DIGHTON, THE — 2004

Name: FIRST NATIONAL BANK OF DIGHTON, THE — FFIEC call report 2004
Creator: FIRST NATIONAL BANK OF DIGHTON, THE

What FIRST NATIONAL BANK OF DIGHTON, THE reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/acfcb200-0f82-4a59-a2d5-6b3e0d3a2d2c/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	48,559,000	48,520,000	47,311,000	47,279,000
Total loans	19,773,000	18,304,000	16,817,000	16,522,000
Allowance for loan losses	620,000	418,000	592,000	490,000
Securities available for sale	14,976,000	14,847,000	13,863,000	14,972,000
Securities held to maturity	7,308,000	7,795,000	7,839,000	7,688,000
Trading assets	0	0	0	0
Total deposits	38,880,000	38,996,000	37,737,000	37,586,000
Interest-bearing deposits	32,918,000	32,734,000	31,942,000	30,488,000
Noninterest-bearing deposits	5,962,000	6,262,000	5,795,000	7,098,000
Equity capital	9,425,000	9,321,000	9,427,000	9,618,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	465,000	1,024,000	1,543,000	2,069,000
Interest expense	104,000	201,000	297,000	392,000
Net interest income	361,000	823,000	1,246,000	1,677,000
Noninterest income	35,000	65,000	93,000	121,000
Noninterest expense	316,000	562,000	862,000	1,152,000
Provision for loan losses	72,000	232,000	407,000	207,000
Pretax income	8,000	94,000	69,000	439,000
Income tax	12,000	59,000	-25,000	93,000
Net income	-4,000	35,000	94,000	346,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	9,306,000	9,345,000	9,404,000	9,656,000
Total capital	9,654,000	9,680,000	9,695,000	9,943,000
Risk-weighted assets	27,544,000	26,707,000	22,950,000	22,723,000