Call reports 2002
FIRST NATIONAL BANK OF DIGHTON, THE — 2002
What FIRST NATIONAL BANK OF DIGHTON, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 46,260,000 | 47,616,000 | 49,580,000 | 48,288,000 |
| Total loans | 24,636,000 | 21,254,000 | 19,449,000 | 21,343,000 |
| Allowance for loan losses | 641,000 | 656,000 | 655,000 | 655,000 |
| Securities available for sale | 8,885,000 | 10,286,000 | 15,613,000 | 15,246,000 |
| Securities held to maturity | 7,851,000 | 7,891,000 | 7,854,000 | 7,627,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,135,000 | 38,186,000 | 39,827,000 | 38,627,000 |
| Interest-bearing deposits | 31,679,000 | 32,308,000 | 32,976,000 | 32,559,000 |
| Noninterest-bearing deposits | 5,456,000 | 5,878,000 | 6,851,000 | 6,068,000 |
| Equity capital | 8,838,000 | 9,014,000 | 9,254,000 | 9,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 648,000 | 1,306,000 | 1,922,000 | 2,559,000 |
| Interest expense | 227,000 | 451,000 | 676,000 | 876,000 |
| Net interest income | 421,000 | 855,000 | 1,246,000 | 1,683,000 |
| Noninterest income | 35,000 | 64,000 | 90,000 | 123,000 |
| Noninterest expense | 312,000 | 576,000 | 857,000 | 1,172,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 144,000 | 343,000 | 479,000 | 644,000 |
| Income tax | 26,000 | 85,000 | 116,000 | 150,000 |
| Net income | 118,000 | 258,000 | 363,000 | 494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,782,000 | 8,919,000 | 9,024,000 | 9,055,000 |
| Total capital | 9,148,000 | 9,257,000 | 9,346,000 | 9,394,000 |
| Risk-weighted assets | 29,004,000 | 26,694,000 | 25,468,000 | 26,778,000 |