Call reports 2001
FIRST NATIONAL BANK OF DIGHTON, THE — 2001
What FIRST NATIONAL BANK OF DIGHTON, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 44,598,000 | 45,483,000 | 44,931,000 | 45,202,000 |
| Total loans | 21,904,000 | 25,066,000 | 21,576,000 | 23,042,000 |
| Allowance for loan losses | 571,000 | 596,000 | 601,000 | 634,000 |
| Securities available for sale | 10,786,000 | 6,263,000 | 10,348,000 | 8,841,000 |
| Securities held to maturity | 6,978,000 | 6,989,000 | 6,626,000 | 8,111,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,786,000 | 36,532,000 | 35,714,000 | 36,113,000 |
| Interest-bearing deposits | 29,465,000 | 29,702,000 | 29,711,000 | 29,885,000 |
| Noninterest-bearing deposits | 6,321,000 | 6,830,000 | 6,003,000 | 6,229,000 |
| Equity capital | 8,352,000 | 8,528,000 | 8,754,000 | 8,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 797,000 | 1,580,000 | 2,314,000 | 2,986,000 |
| Interest expense | 351,000 | 676,000 | 974,000 | 1,227,000 |
| Net interest income | 446,000 | 904,000 | 1,340,000 | 1,759,000 |
| Noninterest income | 40,000 | 69,000 | 97,000 | 124,000 |
| Noninterest expense | 286,000 | 552,000 | 835,000 | 1,111,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 200,000 | 450,000 | 631,000 | 802,000 |
| Income tax | 72,000 | 129,000 | 166,000 | 214,000 |
| Net income | 128,000 | 321,000 | 465,000 | 588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,306,000 | 8,497,000 | 8,640,000 | 8,664,000 |
| Total capital | 8,646,000 | 8,870,000 | 8,973,000 | 9,015,000 |
| Risk-weighted assets | 26,938,000 | 29,617,000 | 26,394,000 | 27,780,000 |