Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 115,768,000 | 113,173,000 | 113,718,000 | 112,750,000 |
| Total loans | 93,510,000 | 92,654,000 | 91,573,000 | 87,752,000 |
| Allowance for loan losses | 1,415,000 | 1,421,000 | 1,424,000 | 1,426,000 |
| Securities available for sale | 14,167,000 | 13,530,000 | 14,772,000 | 13,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,396,000 | 94,066,000 | 91,083,000 | 95,859,000 |
| Interest-bearing deposits | 73,160,000 | 73,957,000 | 70,723,000 | 72,503,000 |
| Noninterest-bearing deposits | 23,236,000 | 20,109,000 | 20,360,000 | 23,356,000 |
| Equity capital | 12,143,000 | 12,418,000 | 12,610,000 | 11,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,183,000 | 2,358,000 | 3,517,000 | 4,632,000 |
| Interest expense | 111,000 | 220,000 | 325,000 | 428,000 |
| Net interest income | 1,072,000 | 2,138,000 | 3,192,000 | 4,204,000 |
| Noninterest income | 51,000 | 94,000 | 159,000 | 219,000 |
| Noninterest expense | 463,000 | 906,000 | 1,370,000 | 2,029,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 660,000 | 1,360,000 | 2,015,000 | 2,428,000 |
| Income tax | 243,000 | 501,000 | 737,000 | 875,000 |
| Net income | 417,000 | 859,000 | 1,278,000 | 1,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,092,000 | 12,355,000 | 12,592,000 | 11,910,000 |
| Total capital | 13,480,000 | 13,719,000 | 13,932,000 | 13,213,000 |
| Risk-weighted assets | 111,027,000 | 109,038,000 | 107,105,000 | 104,154,000 |