Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 110,296,000 | 113,794,000 | 116,781,000 | 118,807,000 |
| Total loans | 92,430,000 | 97,050,000 | 97,480,000 | 93,312,000 |
| Allowance for loan losses | 1,391,000 | 1,400,000 | 1,406,000 | 1,410,000 |
| Securities available for sale | 11,284,000 | 10,079,000 | 11,389,000 | 12,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,938,000 | 91,750,000 | 92,287,000 | 95,552,000 |
| Interest-bearing deposits | 73,203,000 | 72,983,000 | 71,032,000 | 72,022,000 |
| Noninterest-bearing deposits | 21,735,000 | 18,767,000 | 21,256,000 | 23,530,000 |
| Equity capital | 11,225,000 | 11,441,000 | 11,744,000 | 11,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,078,000 | 2,234,000 | 3,432,000 | 4,591,000 |
| Interest expense | 108,000 | 221,000 | 338,000 | 455,000 |
| Net interest income | 970,000 | 2,013,000 | 3,094,000 | 4,136,000 |
| Noninterest income | 49,000 | 104,000 | 160,000 | 232,000 |
| Noninterest expense | 454,000 | 916,000 | 1,369,000 | 2,030,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 5,000 |
| Pretax income | 565,000 | 1,196,000 | 1,880,000 | 2,333,000 |
| Income tax | 208,000 | 441,000 | 693,000 | 852,000 |
| Net income | 357,000 | 755,000 | 1,187,000 | 1,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,222,000 | 11,453,000 | 11,717,000 | 11,843,000 |
| Total capital | 12,577,000 | 12,852,000 | 13,123,000 | 13,253,000 |
| Risk-weighted assets | 108,404,000 | 111,948,000 | 113,519,000 | 114,261,000 |