Call reports 2014
FARMERS STATE BANK — 2014
What FARMERS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 105,570,000 | 107,318,000 | 111,169,000 | 105,583,000 |
| Total loans | 80,799,000 | 88,715,000 | 93,900,000 | 90,234,000 |
| Allowance for loan losses | 1,299,000 | 1,320,000 | 1,365,000 | 1,386,000 |
| Securities available for sale | 11,929,000 | 11,002,000 | 9,047,000 | 7,846,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,216,000 | 88,652,000 | 88,605,000 | 90,360,000 |
| Interest-bearing deposits | 71,325,000 | 69,826,000 | 69,222,000 | 69,754,000 |
| Noninterest-bearing deposits | 20,891,000 | 18,826,000 | 19,383,000 | 20,607,000 |
| Equity capital | 10,585,000 | 10,787,000 | 11,004,000 | 10,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,077,000 | 2,170,000 | 3,305,000 | 4,431,000 |
| Interest expense | 112,000 | 223,000 | 342,000 | 456,000 |
| Net interest income | 965,000 | 1,947,000 | 2,963,000 | 3,975,000 |
| Noninterest income | 55,000 | 115,000 | 196,000 | 251,000 |
| Noninterest expense | 453,000 | 929,000 | 1,395,000 | 2,004,000 |
| Provision for loan losses | 15,000 | 35,000 | 65,000 | 85,000 |
| Pretax income | 552,000 | 1,110,000 | 1,711,000 | 2,149,000 |
| Income tax | 205,000 | 413,000 | 635,000 | 793,000 |
| Net income | 347,000 | 697,000 | 1,076,000 | 1,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,584,000 | 10,775,000 | 10,992,000 | 10,865,000 |
| Total capital | 11,748,000 | 12,021,000 | 12,293,000 | 12,113,000 |
| Risk-weighted assets | 93,023,000 | 99,590,000 | 104,056,000 | 99,685,000 |