Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 107,434,000 | 104,477,000 | 104,101,000 | 106,200,000 |
| Total loans | 71,684,000 | 75,450,000 | 80,304,000 | 85,203,000 |
| Allowance for loan losses | 1,116,000 | 1,167,000 | 1,188,000 | 1,278,000 |
| Securities available for sale | 18,456,000 | 14,719,000 | 13,973,000 | 12,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,945,000 | 91,153,000 | 87,421,000 | 88,286,000 |
| Interest-bearing deposits | 77,574,000 | 75,011,000 | 70,306,000 | 69,416,000 |
| Noninterest-bearing deposits | 16,370,000 | 16,142,000 | 17,115,000 | 18,870,000 |
| Equity capital | 10,308,000 | 10,376,000 | 10,559,000 | 10,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 948,000 | 1,929,000 | 2,997,000 | 4,093,000 |
| Interest expense | 151,000 | 294,000 | 427,000 | 546,000 |
| Net interest income | 797,000 | 1,635,000 | 2,570,000 | 3,547,000 |
| Noninterest income | 50,000 | 158,000 | 242,000 | 305,000 |
| Noninterest expense | 457,000 | 907,000 | 1,363,000 | 1,991,000 |
| Provision for loan losses | 10,000 | 65,000 | 105,000 | 162,000 |
| Pretax income | 380,000 | 834,000 | 1,357,000 | 1,712,000 |
| Income tax | 135,000 | 300,000 | 490,000 | 623,000 |
| Net income | 245,000 | 534,000 | 867,000 | 1,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,263,000 | 10,397,000 | 10,575,000 | 10,392,000 |
| Total capital | 11,335,000 | 11,507,000 | 11,735,000 | 11,604,000 |
| Risk-weighted assets | 85,694,000 | 88,717,000 | 92,766,000 | 96,908,000 |