Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 107,610,000 | 104,493,000 | 104,911,000 | 104,501,000 |
| Total loans | 70,581,000 | 70,402,000 | 73,754,000 | 73,537,000 |
| Allowance for loan losses | 1,158,000 | 1,188,000 | 1,136,000 | 1,106,000 |
| Securities available for sale | 23,911,000 | 26,257,000 | 22,105,000 | 18,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,161,000 | 89,060,000 | 90,920,000 | 90,758,000 |
| Interest-bearing deposits | 78,449,000 | 74,433,000 | 73,902,000 | 73,637,000 |
| Noninterest-bearing deposits | 14,712,000 | 14,627,000 | 17,018,000 | 17,121,000 |
| Equity capital | 10,089,000 | 10,147,000 | 10,195,000 | 10,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,138,000 | 2,247,000 | 3,342,000 | 4,333,000 |
| Interest expense | 184,000 | 359,000 | 530,000 | 691,000 |
| Net interest income | 954,000 | 1,888,000 | 2,812,000 | 3,642,000 |
| Noninterest income | 57,000 | 173,000 | 229,000 | 288,000 |
| Noninterest expense | 513,000 | 984,000 | 1,470,000 | 1,905,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 110,000 |
| Pretax income | 478,000 | 1,027,000 | 1,492,000 | 1,916,000 |
| Income tax | 174,000 | 381,000 | 551,000 | 703,000 |
| Net income | 304,000 | 646,000 | 941,000 | 1,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,056,000 | 10,135,000 | 10,165,000 | 10,173,000 |
| Total capital | 11,104,000 | 11,157,000 | 11,229,000 | 11,228,000 |
| Risk-weighted assets | 83,738,000 | 81,625,000 | 85,018,000 | 84,328,000 |