Call reports 2011
FARMERS STATE BANK — 2011
What FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 102,334,000 | 100,755,000 | 97,166,000 | 101,337,000 |
| Total loans | 69,572,000 | 69,852,000 | 71,220,000 | 72,578,000 |
| Allowance for loan losses | 1,544,000 | 1,545,000 | 1,380,000 | 1,388,000 |
| Securities available for sale | 18,758,000 | 17,280,000 | 16,044,000 | 20,636,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,858,000 | 86,867,000 | 82,855,000 | 83,887,000 |
| Interest-bearing deposits | 76,314,000 | 76,424,000 | 71,394,000 | 69,464,000 |
| Noninterest-bearing deposits | 12,543,000 | 10,443,000 | 11,460,000 | 14,423,000 |
| Equity capital | 9,404,000 | 9,753,000 | 10,070,000 | 9,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,205,000 | 2,363,000 | 3,500,000 | 4,618,000 |
| Interest expense | 293,000 | 562,000 | 799,000 | 1,002,000 |
| Net interest income | 912,000 | 1,801,000 | 2,701,000 | 3,616,000 |
| Noninterest income | 64,000 | 154,000 | 218,000 | 313,000 |
| Noninterest expense | 525,000 | 1,046,000 | 1,533,000 | 2,142,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 451,000 | 909,000 | 1,386,000 | 1,787,000 |
| Income tax | 166,000 | 334,000 | 510,000 | 657,000 |
| Net income | 285,000 | 575,000 | 876,000 | 1,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,446,000 | 9,736,000 | 10,037,000 | 9,757,000 |
| Total capital | 10,471,000 | 10,721,000 | 11,055,000 | 10,909,000 |
| Risk-weighted assets | 81,470,000 | 78,232,000 | 81,066,000 | 92,560,000 |