Call reports 2010
FARMERS STATE BANK — 2010
What FARMERS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 54,059,000 | 52,775,000 | 55,956,000 | 102,381,000 |
| Total loans | 41,188,000 | 40,663,000 | 43,228,000 | 78,385,000 |
| Allowance for loan losses | 728,000 | 782,000 | 842,000 | 1,553,000 |
| Securities available for sale | 7,213,000 | 6,790,000 | 5,670,000 | 20,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,366,000 | 43,473,000 | 46,724,000 | 87,599,000 |
| Interest-bearing deposits | 39,407,000 | 38,992,000 | 42,315,000 | 76,164,000 |
| Noninterest-bearing deposits | 3,959,000 | 4,482,000 | 4,409,000 | 11,435,000 |
| Equity capital | 4,592,000 | 4,647,000 | 4,700,000 | 9,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 640,000 | 1,295,000 | 1,960,000 | 5,189,000 |
| Interest expense | 242,000 | 467,000 | 677,000 | 1,430,000 |
| Net interest income | 398,000 | 828,000 | 1,283,000 | 3,759,000 |
| Noninterest income | 29,000 | 61,000 | 94,000 | 283,000 |
| Noninterest expense | 229,000 | 435,000 | 688,000 | 2,150,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 280,000 |
| Pretax income | 138,000 | 334,000 | 509,000 | 1,612,000 |
| Income tax | 48,000 | 137,000 | 204,000 | 629,000 |
| Net income | 90,000 | 197,000 | 305,000 | 983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,512,000 | 4,568,000 | 4,627,000 | 9,161,000 |
| Total capital | 5,044,000 | 5,105,000 | 5,198,000 | 10,301,000 |
| Risk-weighted assets | 42,365,000 | 42,706,000 | 45,381,000 | 92,102,000 |