Call reports 2009
FARMERS STATE BANK — 2009
What FARMERS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 51,189,000 | 53,465,000 | 51,622,000 | 53,623,000 |
| Total loans | 42,960,000 | 41,605,000 | 41,876,000 | 38,675,000 |
| Allowance for loan losses | 541,000 | 570,000 | 732,000 | 603,000 |
| Securities available for sale | 4,365,000 | 4,751,000 | 5,073,000 | 4,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,504,000 | 44,946,000 | 43,108,000 | 44,629,000 |
| Interest-bearing deposits | 39,855,000 | 41,382,000 | 39,512,000 | 39,633,000 |
| Noninterest-bearing deposits | 3,649,000 | 3,564,000 | 3,596,000 | 4,996,000 |
| Equity capital | 4,294,000 | 4,386,000 | 4,475,000 | 4,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 710,000 | 1,390,000 | 2,092,000 | 2,750,000 |
| Interest expense | 289,000 | 559,000 | 823,000 | 1,081,000 |
| Net interest income | 421,000 | 831,000 | 1,269,000 | 1,669,000 |
| Noninterest income | 29,000 | 60,000 | 95,000 | 131,000 |
| Noninterest expense | 191,000 | 414,000 | 626,000 | 822,000 |
| Provision for loan losses | 70,000 | 179,000 | 341,000 | 494,000 |
| Pretax income | 189,000 | 298,000 | 399,000 | 487,000 |
| Income tax | 67,000 | 105,000 | 137,000 | 167,000 |
| Net income | 122,000 | 193,000 | 262,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,253,000 | 4,324,000 | 4,394,000 | 4,451,000 |
| Total capital | 4,787,000 | 4,854,000 | 4,930,000 | 4,989,000 |
| Risk-weighted assets | 42,741,000 | 42,363,000 | 42,715,000 | 42,979,000 |