Call reports 2006
FARMERS STATE BANK — 2006
What FARMERS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 40,701,000 | 38,803,000 | 41,447,000 | 43,817,000 |
| Total loans | 34,850,000 | 34,737,000 | 34,419,000 | 33,627,000 |
| Allowance for loan losses | 455,000 | 460,000 | 464,000 | 470,000 |
| Securities available for sale | 1,645,000 | 1,940,000 | 3,463,000 | 6,460,000 |
| Securities held to maturity | 225,000 | 225,000 | 220,000 | 170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,734,000 | 32,601,000 | 35,753,000 | 37,913,000 |
| Interest-bearing deposits | 30,861,000 | 29,447,000 | 32,404,000 | 34,101,000 |
| Noninterest-bearing deposits | 3,873,000 | 3,154,000 | 3,349,000 | 3,812,000 |
| Equity capital | 3,294,000 | 3,348,000 | 3,273,000 | 3,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 674,000 | 1,403,000 | 2,166,000 | 2,970,000 |
| Interest expense | 246,000 | 524,000 | 850,000 | 1,217,000 |
| Net interest income | 428,000 | 879,000 | 1,316,000 | 1,753,000 |
| Noninterest income | 30,000 | 58,000 | 87,000 | 113,000 |
| Noninterest expense | 182,000 | 336,000 | 537,000 | 846,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 10,000 |
| Pretax income | 276,000 | 601,000 | 862,000 | 1,010,000 |
| Income tax | 98,000 | 220,000 | 318,000 | 373,000 |
| Net income | 178,000 | 381,000 | 544,000 | 637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,296,000 | 3,351,000 | 3,265,000 | 3,357,000 |
| Total capital | 3,711,000 | 3,764,000 | 3,688,000 | 3,790,000 |
| Risk-weighted assets | 33,198,000 | 32,976,000 | 33,762,000 | 34,612,000 |