Call reports 2004
FARMERS STATE BANK — 2004
What FARMERS STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 33,981,000 | 34,421,000 | 35,385,000 | 35,797,000 |
| Total loans | 24,916,000 | 26,679,000 | 27,743,000 | 28,847,000 |
| Allowance for loan losses | 439,000 | 441,000 | 440,000 | 440,000 |
| Securities available for sale | 2,940,000 | 1,681,000 | 1,542,000 | 2,189,000 |
| Securities held to maturity | 447,000 | 445,000 | 440,000 | 385,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,917,000 | 30,187,000 | 30,749,000 | 30,901,000 |
| Interest-bearing deposits | 28,054,000 | 27,449,000 | 27,692,000 | 27,702,000 |
| Noninterest-bearing deposits | 2,863,000 | 2,738,000 | 3,057,000 | 3,199,000 |
| Equity capital | 2,548,000 | 2,673,000 | 2,709,000 | 2,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 450,000 | 909,000 | 1,407,000 | 1,916,000 |
| Interest expense | 119,000 | 238,000 | 361,000 | 491,000 |
| Net interest income | 331,000 | 671,000 | 1,046,000 | 1,425,000 |
| Noninterest income | 24,000 | 45,000 | 70,000 | 98,000 |
| Noninterest expense | 181,000 | 335,000 | 489,000 | 743,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 174,000 | 381,000 | 627,000 | 780,000 |
| Income tax | 50,000 | 126,000 | 217,000 | 274,000 |
| Net income | 124,000 | 255,000 | 410,000 | 506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,546,000 | 2,677,000 | 2,709,000 | 2,726,000 |
| Total capital | 2,875,000 | 3,021,000 | 3,068,000 | 3,101,000 |
| Risk-weighted assets | 26,191,000 | 27,404,000 | 28,633,000 | 29,914,000 |