Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 33,885,000 | 31,937,000 | 32,233,000 | 33,446,000 |
| Total loans | 19,715,000 | 20,637,000 | 21,237,000 | 22,135,000 |
| Allowance for loan losses | 462,000 | 470,000 | 450,000 | 452,000 |
| Securities available for sale | 6,385,000 | 4,942,000 | 4,398,000 | 5,216,000 |
| Securities held to maturity | 206,000 | 189,000 | 439,000 | 439,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,467,000 | 29,426,000 | 29,603,000 | 30,833,000 |
| Interest-bearing deposits | 28,731,000 | 26,828,000 | 27,356,000 | 27,992,000 |
| Noninterest-bearing deposits | 2,736,000 | 2,598,000 | 2,247,000 | 2,841,000 |
| Equity capital | 2,237,000 | 2,326,000 | 2,440,000 | 2,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 487,000 | 978,000 | 1,474,000 | 1,954,000 |
| Interest expense | 210,000 | 406,000 | 596,000 | 775,000 |
| Net interest income | 277,000 | 572,000 | 878,000 | 1,179,000 |
| Noninterest income | 16,000 | 42,000 | 62,000 | 83,000 |
| Noninterest expense | 173,000 | 345,000 | 493,000 | 682,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 120,000 | 269,000 | 447,000 | 580,000 |
| Income tax | 34,000 | 96,000 | 155,000 | 204,000 |
| Net income | 86,000 | 173,000 | 292,000 | 376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,226,000 | 2,313,000 | 2,432,000 | 2,426,000 |
| Total capital | 2,537,000 | 2,592,000 | 2,725,000 | 2,721,000 |
| Risk-weighted assets | 24,734,000 | 22,102,000 | 23,271,000 | 23,409,000 |