Call reports 2001
FARMERS STATE BANK — 2001
What FARMERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 32,395,000 | 31,416,000 | 32,147,000 | 33,128,000 |
| Total loans | 18,995,000 | 18,928,000 | 19,078,000 | 19,590,000 |
| Allowance for loan losses | 464,000 | 465,000 | 461,000 | 462,000 |
| Securities available for sale | 7,168,000 | 6,392,000 | 5,493,000 | 5,100,000 |
| Securities held to maturity | 163,000 | 111,000 | 106,000 | 206,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,829,000 | 28,868,000 | 29,569,000 | 30,609,000 |
| Interest-bearing deposits | 26,991,000 | 26,649,000 | 27,363,000 | 27,914,000 |
| Noninterest-bearing deposits | 2,838,000 | 2,219,000 | 2,206,000 | 2,695,000 |
| Equity capital | 2,277,000 | 2,270,000 | 2,290,000 | 2,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 633,000 | 1,246,000 | 1,844,000 | 2,397,000 |
| Interest expense | 332,000 | 655,000 | 950,000 | 1,223,000 |
| Net interest income | 301,000 | 591,000 | 894,000 | 1,174,000 |
| Noninterest income | 15,000 | 35,000 | 53,000 | 72,000 |
| Noninterest expense | 135,000 | 280,000 | 421,000 | 608,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 181,000 | 346,000 | 526,000 | 638,000 |
| Income tax | 68,000 | 130,000 | 198,000 | 224,000 |
| Net income | 113,000 | 216,000 | 328,000 | 414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,252,000 | 2,245,000 | 2,249,000 | 2,230,000 |
| Total capital | 2,529,000 | 2,511,000 | 2,534,000 | 2,516,000 |
| Risk-weighted assets | 21,998,000 | 21,049,000 | 22,660,000 | 22,678,000 |