Call reports 2007
MID-STATE BANK & TRUST — 2007
What MID-STATE BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 2,412,692,000 |
| Total loans | 1,596,235,000 |
| Allowance for loan losses | 11,636,000 |
| Securities available for sale | 478,422,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 2,064,849,000 |
| Interest-bearing deposits | 1,547,761,000 |
| Noninterest-bearing deposits | 517,088,000 |
| Equity capital | 276,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 37,224,000 |
| Interest expense | 8,669,000 |
| Net interest income | 28,555,000 |
| Noninterest income | 5,325,000 |
| Noninterest expense | 20,490,000 |
| Provision for loan losses | 0 |
| Pretax income | 13,390,000 |
| Income tax | 4,368,000 |
| Net income | 9,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 223,095,000 |
| Total capital | 236,481,000 |
| Risk-weighted assets | 1,908,612,000 |