Call reports 2006
MID-STATE BANK & TRUST — 2006
What MID-STATE BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 2,393,440,000 | 2,327,660,000 | 2,367,264,000 | 2,355,454,000 |
| Total loans | 1,555,006,000 | 1,573,101,000 | 1,586,644,000 | 1,587,528,000 |
| Allowance for loan losses | 11,931,000 | 11,855,000 | 12,016,000 | 11,870,000 |
| Securities available for sale | 553,593,000 | 501,773,000 | 485,201,000 | 479,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,055,182,000 | 1,992,561,000 | 2,023,456,000 | 2,010,932,000 |
| Interest-bearing deposits | 1,515,373,000 | 1,464,783,000 | 1,485,530,000 | 1,481,642,000 |
| Noninterest-bearing deposits | 539,809,000 | 527,778,000 | 537,926,000 | 529,290,000 |
| Equity capital | 264,280,000 | 257,569,000 | 267,043,000 | 271,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 34,736,000 | 70,765,000 | 107,989,000 | 145,795,000 |
| Interest expense | 5,266,000 | 11,844,000 | 19,317,000 | 27,404,000 |
| Net interest income | 29,470,000 | 58,921,000 | 88,672,000 | 118,391,000 |
| Noninterest income | 5,057,000 | 10,597,000 | 15,874,000 | 21,183,000 |
| Noninterest expense | 20,081,000 | 40,452,000 | 60,868,000 | 81,813,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 14,275,000 | 28,924,000 | 43,636,000 | 57,729,000 |
| Income tax | 5,044,000 | 10,291,000 | 15,699,000 | 20,523,000 |
| Net income | 9,231,000 | 18,633,000 | 27,937,000 | 37,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,224,000 | 206,854,000 | 212,400,000 | 217,883,000 |
| Total capital | 224,851,000 | 220,589,000 | 226,391,000 | 231,583,000 |
| Risk-weighted assets | 1,907,418,000 | 1,930,736,000 | 1,952,787,000 | 1,892,494,000 |