Call reports 2002
MID-STATE BANK & TRUST — 2002
What MID-STATE BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,873,256,000 | 1,878,591,000 | 1,928,022,000 | 1,934,740,000 |
| Total loans | 1,148,782,000 | 1,106,496,000 | 1,109,944,000 | 1,110,111,000 |
| Allowance for loan losses | 19,000,000 | 19,160,000 | 17,465,000 | 17,370,000 |
| Securities available for sale | 463,177,000 | 533,681,000 | 630,470,000 | 607,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,610,363,000 | 1,601,467,000 | 1,644,963,000 | 1,655,932,000 |
| Interest-bearing deposits | 1,241,759,000 | 1,224,270,000 | 1,247,987,000 | 1,262,735,000 |
| Noninterest-bearing deposits | 368,604,000 | 377,197,000 | 396,976,000 | 393,197,000 |
| Equity capital | 232,825,000 | 242,741,000 | 246,113,000 | 250,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 27,857,000 | 55,061,000 | 82,225,000 | 109,332,000 |
| Interest expense | 4,791,000 | 8,957,000 | 12,977,000 | 16,381,000 |
| Net interest income | 23,066,000 | 46,104,000 | 69,248,000 | 92,951,000 |
| Noninterest income | 5,985,000 | 11,736,000 | 17,890,000 | 24,304,000 |
| Noninterest expense | 17,718,000 | 34,945,000 | 53,052,000 | 70,362,000 |
| Provision for loan losses | 300,000 | 600,000 | 600,000 | 600,000 |
| Pretax income | 11,031,000 | 22,286,000 | 33,498,000 | 46,310,000 |
| Income tax | 4,032,000 | 8,073,000 | 12,096,000 | 16,114,000 |
| Net income | 6,999,000 | 14,213,000 | 21,402,000 | 30,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 187,047,000 | 192,115,000 | 190,180,000 | 196,609,000 |
| Total capital | 204,159,000 | 208,705,000 | 207,165,000 | 213,614,000 |
| Risk-weighted assets | 1,365,387,000 | 1,322,923,000 | 1,356,668,000 | 1,358,262,000 |