Call reports 2001
MID-STATE BANK & TRUST — 2001
What MID-STATE BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,444,907,000 | 1,502,204,000 | 1,861,316,000 | 1,852,073,000 |
| Total loans | 946,103,000 | 981,688,000 | 1,176,486,000 | 1,149,712,000 |
| Allowance for loan losses | 13,550,000 | 13,839,000 | 20,535,000 | 20,659,000 |
| Securities available for sale | 358,541,000 | 350,427,000 | 439,433,000 | 449,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,248,542,000 | 1,293,896,000 | 1,594,484,000 | 1,587,819,000 |
| Interest-bearing deposits | 988,702,000 | 1,015,158,000 | 1,229,786,000 | 1,216,797,000 |
| Noninterest-bearing deposits | 259,840,000 | 278,738,000 | 364,698,000 | 371,022,000 |
| Equity capital | 182,463,000 | 185,224,000 | 237,455,000 | 230,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 27,655,000 | 54,745,000 | 84,646,000 | 114,002,000 |
| Interest expense | 7,221,000 | 14,089,000 | 20,516,000 | 26,480,000 |
| Net interest income | 20,434,000 | 40,656,000 | 64,130,000 | 87,522,000 |
| Noninterest income | 5,099,000 | 10,531,000 | 15,710,000 | 23,198,000 |
| Noninterest expense | 14,576,000 | 30,952,000 | 47,363,000 | 64,078,000 |
| Provision for loan losses | 300,000 | 600,000 | 3,800,000 | 4,100,000 |
| Pretax income | 10,718,000 | 19,698,000 | 28,746,000 | 42,598,000 |
| Income tax | 3,973,000 | 6,145,000 | 9,422,000 | 14,810,000 |
| Net income | 6,745,000 | 13,553,000 | 19,324,000 | 27,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 176,890,000 | 179,797,000 | 186,532,000 | 182,203,000 |
| Total capital | 190,440,000 | 193,636,000 | 203,951,000 | 199,115,000 |
| Risk-weighted assets | 1,133,209,000 | 1,171,791,000 | 1,390,418,000 | 1,349,212,000 |