Call reports 2006
SCOTTISH BANK NATIONAL ASSOCIATION, THE — 2006
What SCOTTISH BANK NATIONAL ASSOCIATION, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 175,796,000 | 193,175,000 | 197,115,000 | 196,031,000 |
| Total loans | 128,843,000 | 144,263,000 | 146,077,000 | 145,002,000 |
| Allowance for loan losses | 1,675,000 | 1,875,000 | 1,891,000 | 1,697,000 |
| Securities available for sale | 37,195,000 | 37,899,000 | 40,362,000 | 35,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,756,000 | 162,055,000 | 169,293,000 | 168,111,000 |
| Interest-bearing deposits | 123,506,000 | 138,027,000 | 144,422,000 | 110,255,000 |
| Noninterest-bearing deposits | 24,250,000 | 24,028,000 | 24,871,000 | 57,856,000 |
| Equity capital | 13,459,000 | 13,360,000 | 14,357,000 | 17,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,543,000 | 5,458,000 | 8,672,000 | 11,908,000 |
| Interest expense | 1,112,000 | 2,522,000 | 4,173,000 | 5,818,000 |
| Net interest income | 1,431,000 | 2,936,000 | 4,499,000 | 6,090,000 |
| Noninterest income | 142,000 | 297,000 | 586,000 | 791,000 |
| Noninterest expense | 1,181,000 | 2,415,000 | 3,727,000 | 4,845,000 |
| Provision for loan losses | 52,000 | 252,000 | 268,000 | 74,000 |
| Pretax income | 340,000 | 566,000 | 1,090,000 | 1,813,000 |
| Income tax | 98,000 | 150,000 | 315,000 | 536,000 |
| Net income | 242,000 | 416,000 | 775,000 | 1,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,928,000 | 14,109,000 | 14,621,000 | 17,934,000 |
| Total capital | 15,603,000 | 15,984,000 | 16,512,000 | 19,631,000 |
| Risk-weighted assets | 152,251,000 | 167,569,000 | 155,917,000 | 156,144,000 |
Machine access — free, no API key
Every figure shown here about SCOTTISH BANK NATIONAL ASSOCIATION, THE — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.