Call reports 2025
CENTURY SAVINGS AND LOAN ASSOCIATION — 2025
What CENTURY SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 75,417,000 | 74,655,000 | 75,038,000 | 75,664,000 |
| Total loans | 39,827,000 | 39,718,000 | 39,611,000 | 39,952,000 |
| Allowance for loan losses | 308,000 | 288,000 | 271,000 | 270,000 |
| Securities available for sale | 27,194,000 | 26,778,000 | 28,754,000 | 29,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,179,000 | 61,375,000 | 56,107,000 | 62,069,000 |
| Interest-bearing deposits | 60,456,000 | 59,521,000 | 54,535,000 | 60,105,000 |
| Noninterest-bearing deposits | 1,723,000 | 1,854,000 | 1,572,000 | 1,964,000 |
| Equity capital | 10,447,000 | 10,452,000 | 11,077,000 | 10,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 607,000 | 1,217,000 | 1,874,000 | 2,606,000 |
| Interest expense | 211,000 | 431,000 | 654,000 | 889,000 |
| Net interest income | 396,000 | 786,000 | 1,220,000 | 1,717,000 |
| Noninterest income | 22,000 | 43,000 | 62,000 | 111,000 |
| Noninterest expense | 497,000 | 984,000 | 1,519,000 | 1,984,000 |
| Provision for loan losses | -10,000 | -6,000 | -24,000 | -23,000 |
| Pretax income | -69,000 | -149,000 | -1,261,000 | -1,230,000 |
| Income tax | -21,000 | -45,000 | -321,000 | -309,000 |
| Net income | -48,000 | -104,000 | -940,000 | -921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,056,000 | 14,000,000 | 13,165,000 | 12,867,000 |