Call reports 2024
CENTURY SAVINGS AND LOAN ASSOCIATION — 2024
What CENTURY SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 74,847,000 | 75,647,000 | 75,330,000 | 74,595,000 |
| Total loans | 37,944,000 | 39,916,000 | 40,624,000 | 40,725,000 |
| Allowance for loan losses | 484,000 | 470,000 | 444,000 | 319,000 |
| Securities available for sale | 30,209,000 | 30,266,000 | 28,340,000 | 26,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,464,000 | 60,475,000 | 61,898,000 | 62,070,000 |
| Interest-bearing deposits | 59,712,000 | 58,571,000 | 60,133,000 | 59,890,000 |
| Noninterest-bearing deposits | 2,752,000 | 1,904,000 | 1,765,000 | 2,180,000 |
| Equity capital | 9,264,000 | 9,591,000 | 10,652,000 | 9,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 599,000 | 1,191,000 | 1,795,000 | 2,407,000 |
| Interest expense | 143,000 | 322,000 | 548,000 | 761,000 |
| Net interest income | 456,000 | 869,000 | 1,247,000 | 1,646,000 |
| Noninterest income | 29,000 | 59,000 | 92,000 | 117,000 |
| Noninterest expense | 521,000 | 1,025,000 | 1,529,000 | 2,014,000 |
| Provision for loan losses | -191,000 | -204,000 | -229,000 | -354,000 |
| Pretax income | 38,000 | -10,000 | -261,000 | -197,000 |
| Income tax | 7,000 | -6,000 | -78,000 | -65,000 |
| Net income | 31,000 | -4,000 | -183,000 | -132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,268,000 | 14,233,000 | 14,054,000 | 14,104,000 |