Call reports 2023
CENTURY SAVINGS AND LOAN ASSOCIATION — 2023
What CENTURY SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 86,203,000 | 83,439,000 | 76,395,000 | 82,997,000 |
| Total loans | 34,276,000 | 35,588,000 | 36,154,000 | 36,841,000 |
| Allowance for loan losses | 723,000 | 694,000 | 700,000 | 675,000 |
| Securities available for sale | 30,522,000 | 33,911,000 | 32,224,000 | 32,851,000 |
| Securities held to maturity | 11,082,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,692,000 | 67,771,000 | 65,960,000 | 72,431,000 |
| Interest-bearing deposits | 68,080,000 | 65,408,000 | 63,698,000 | 62,722,000 |
| Noninterest-bearing deposits | 1,612,000 | 2,363,000 | 2,262,000 | 9,709,000 |
| Equity capital | 10,111,000 | 9,235,000 | 8,575,000 | 9,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 663,000 | 1,276,000 | 1,927,000 | 2,515,000 |
| Interest expense | 86,000 | 255,000 | 424,000 | 559,000 |
| Net interest income | 577,000 | 1,021,000 | 1,503,000 | 1,956,000 |
| Noninterest income | 55,000 | 108,000 | 164,000 | 199,000 |
| Noninterest expense | 473,000 | 968,000 | 1,355,000 | 1,861,000 |
| Provision for loan losses | -20,000 | -47,000 | -46,000 | -71,000 |
| Pretax income | 37,000 | -205,000 | -56,000 | -49,000 |
| Income tax | 2,000 | -79,000 | -30,000 | -50,000 |
| Net income | 35,000 | -126,000 | -26,000 | 1,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,272,000 | 14,110,000 | 14,211,000 | 14,237,000 |