Call reports 2022
CENTURY SAVINGS AND LOAN ASSOCIATION — 2022
What CENTURY SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 99,090,000 | 97,666,000 | 94,834,000 | 90,962,000 |
| Total loans | 29,902,000 | 31,269,000 | 32,407,000 | 34,425,000 |
| Allowance for loan losses | 681,000 | 689,000 | 709,000 | 742,000 |
| Securities available for sale | 40,900,000 | 37,062,000 | 34,847,000 | 30,800,000 |
| Securities held to maturity | 17,444,000 | 16,186,000 | 15,154,000 | 14,403,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,541,000 | 76,603,000 | 78,089,000 | 74,570,000 |
| Interest-bearing deposits | 75,301,000 | 75,263,000 | 76,226,000 | 72,987,000 |
| Noninterest-bearing deposits | 1,240,000 | 1,340,000 | 1,863,000 | 1,583,000 |
| Equity capital | 11,903,000 | 10,418,000 | 10,090,000 | 9,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 594,000 | 1,239,000 | 1,865,000 | 2,485,000 |
| Interest expense | 112,000 | 222,000 | 321,000 | 403,000 |
| Net interest income | 482,000 | 1,017,000 | 1,544,000 | 2,082,000 |
| Noninterest income | 55,000 | 115,000 | 174,000 | 233,000 |
| Noninterest expense | 513,000 | 1,024,000 | 1,535,000 | 1,853,000 |
| Provision for loan losses | 34,000 | 42,000 | 62,000 | 96,000 |
| Pretax income | -10,000 | 66,000 | 87,000 | 188,000 |
| Income tax | -8,000 | 5,000 | 5,000 | 6,000 |
| Net income | -2,000 | 61,000 | 82,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,051,000 | 14,117,000 | 14,136,000 | 14,237,000 |