Call reports 2021
CENTURY SAVINGS AND LOAN ASSOCIATION — 2021
What CENTURY SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 99,797,000 | 101,196,000 | 101,820,000 | 101,851,000 |
| Total loans | 29,257,000 | 28,666,000 | 29,544,000 | 29,411,000 |
| Allowance for loan losses | 739,000 | 558,000 | 539,000 | 561,000 |
| Securities available for sale | 38,480,000 | 36,936,000 | 41,019,000 | 40,657,000 |
| Securities held to maturity | 20,682,000 | 21,794,000 | 19,930,000 | 18,753,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,519,000 | 76,720,000 | 77,238,000 | 77,613,000 |
| Interest-bearing deposits | 74,115,000 | 75,160,000 | 75,614,000 | 76,310,000 |
| Noninterest-bearing deposits | 1,404,000 | 1,560,000 | 1,624,000 | 1,303,000 |
| Equity capital | 13,692,000 | 13,877,000 | 13,985,000 | 13,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 559,000 | 1,092,000 | 1,674,000 | 2,328,000 |
| Interest expense | 138,000 | 268,000 | 395,000 | 514,000 |
| Net interest income | 421,000 | 824,000 | 1,279,000 | 1,814,000 |
| Noninterest income | 55,000 | 113,000 | 168,000 | 228,000 |
| Noninterest expense | 554,000 | 1,079,000 | 1,573,000 | 2,070,000 |
| Provision for loan losses | 1,000 | -180,000 | -199,000 | -176,000 |
| Pretax income | -79,000 | 38,000 | 73,000 | 148,000 |
| Income tax | -31,000 | -6,000 | -12,000 | -2,000 |
| Net income | -48,000 | 44,000 | 85,000 | 150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,857,000 | 13,948,000 | 13,989,000 | 14,054,000 |