Call reports 2020
CENTURY SAVINGS AND LOAN ASSOCIATION — 2020
What CENTURY SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 94,212,000 | 96,685,000 | 98,472,000 | 99,484,000 |
| Total loans | 30,120,000 | 30,203,000 | 29,910,000 | 29,371,000 |
| Allowance for loan losses | 744,000 | 743,000 | 725,000 | 713,000 |
| Securities available for sale | 21,519,000 | 25,823,000 | 29,271,000 | 34,834,000 |
| Securities held to maturity | 31,256,000 | 29,500,000 | 26,964,000 | 22,961,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,611,000 | 71,828,000 | 73,594,000 | 74,728,000 |
| Interest-bearing deposits | 68,687,000 | 70,644,000 | 72,042,000 | 73,097,000 |
| Noninterest-bearing deposits | 924,000 | 1,184,000 | 1,552,000 | 1,631,000 |
| Equity capital | 13,887,000 | 14,213,000 | 14,219,000 | 14,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 721,000 | 1,376,000 | 2,040,000 | 2,616,000 |
| Interest expense | 164,000 | 334,000 | 504,000 | 656,000 |
| Net interest income | 557,000 | 1,042,000 | 1,536,000 | 1,960,000 |
| Noninterest income | 49,000 | 109,000 | 166,000 | 212,000 |
| Noninterest expense | 538,000 | 1,048,000 | 1,604,000 | 2,067,000 |
| Provision for loan losses | 1,000 | 1,000 | -14,000 | -26,000 |
| Pretax income | 67,000 | 102,000 | 112,000 | 150,000 |
| Income tax | 15,000 | 1,000 | -3,000 | -7,000 |
| Net income | 52,000 | 101,000 | 115,000 | 157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,800,000 | 13,849,000 | 13,863,000 | 13,904,000 |