Call reports 2019
CENTURY SAVINGS AND LOAN ASSOCIATION — 2019
What CENTURY SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 92,988,000 | 90,894,000 | 90,319,000 | 88,988,000 |
| Total loans | 27,787,000 | 28,204,000 | 29,677,000 | 30,156,000 |
| Allowance for loan losses | 787,000 | 715,000 | 717,000 | 743,000 |
| Securities available for sale | 22,615,000 | 21,699,000 | 20,331,000 | 18,816,000 |
| Securities held to maturity | 32,654,000 | 31,044,000 | 30,765,000 | 31,287,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,902,000 | 76,382,000 | 71,757,000 | 70,440,000 |
| Interest-bearing deposits | 78,295,000 | 75,660,000 | 70,716,000 | 69,502,000 |
| Noninterest-bearing deposits | 608,000 | 722,000 | 1,041,000 | 938,000 |
| Equity capital | 13,211,000 | 13,613,000 | 13,665,000 | 13,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 789,000 | 1,586,000 | 2,307,000 | 3,096,000 |
| Interest expense | 146,000 | 293,000 | 440,000 | 601,000 |
| Net interest income | 643,000 | 1,293,000 | 1,867,000 | 2,495,000 |
| Noninterest income | 45,000 | 92,000 | 140,000 | 256,000 |
| Noninterest expense | 563,000 | 1,126,000 | 1,678,000 | 2,215,000 |
| Provision for loan losses | 25,000 | 25,000 | 27,000 | 53,000 |
| Pretax income | 100,000 | 234,000 | 297,000 | 478,000 |
| Income tax | 15,000 | 39,000 | 45,000 | 89,000 |
| Net income | 85,000 | 195,000 | 252,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,444,000 | 13,553,000 | 13,611,000 | 13,747,000 |
| Total capital | 13,857,000 | 13,946,000 | 14,035,000 | 14,163,000 |
| Risk-weighted assets | 32,703,000 | 31,076,000 | 33,600,000 | 32,997,000 |