Call reports 2015
CENTURY SAVINGS AND LOAN ASSOCIATION — 2015
What CENTURY SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 101,197,000 | 100,037,000 | 99,886,000 | 99,747,000 |
| Total loans | 29,146,000 | 28,305,000 | 27,179,000 | 26,681,000 |
| Allowance for loan losses | 818,000 | 862,000 | 859,000 | 859,000 |
| Securities available for sale | 7,270,000 | 6,584,000 | 12,118,000 | 16,070,000 |
| Securities held to maturity | 50,673,000 | 49,826,000 | 49,165,000 | 46,512,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,645,000 | 82,459,000 | 82,168,000 | 82,999,000 |
| Interest-bearing deposits | 82,281,000 | 82,195,000 | 81,835,000 | 82,621,000 |
| Noninterest-bearing deposits | 364,000 | 264,000 | 333,000 | 377,000 |
| Equity capital | 12,673,000 | 12,688,000 | 12,797,000 | 12,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 746,000 | 1,409,000 | 2,116,000 | 2,791,000 |
| Interest expense | 150,000 | 299,000 | 448,000 | 596,000 |
| Net interest income | 596,000 | 1,110,000 | 1,668,000 | 2,195,000 |
| Noninterest income | -12,000 | 40,000 | 81,000 | 125,000 |
| Noninterest expense | 555,000 | 1,045,000 | 1,514,000 | 1,952,000 |
| Provision for loan losses | 0 | 47,000 | 47,000 | 47,000 |
| Pretax income | 29,000 | 58,000 | 188,000 | 321,000 |
| Income tax | 0 | 6,000 | 32,000 | 72,000 |
| Net income | 29,000 | 52,000 | 156,000 | 249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,641,000 | 12,665,000 | 12,769,000 | 12,862,000 |
| Total capital | 13,028,000 | 13,046,000 | 13,139,000 | 13,218,000 |
| Risk-weighted assets | 30,526,000 | 30,028,000 | 29,136,000 | 28,005,000 |