Call reports 2014
CENTURY SAVINGS AND LOAN ASSOCIATION — 2014
What CENTURY SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 102,061,000 | 101,222,000 | 100,088,000 | 102,973,000 |
| Total loans | 33,278,000 | 31,450,000 | 30,531,000 | 30,038,000 |
| Allowance for loan losses | 842,000 | 851,000 | 821,000 | 818,000 |
| Securities available for sale | 7,493,000 | 9,066,000 | 8,467,000 | 7,863,000 |
| Securities held to maturity | 47,317,000 | 50,502,000 | 49,541,000 | 53,367,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,676,000 | 87,743,000 | 86,534,000 | 84,453,000 |
| Interest-bearing deposits | 88,310,000 | 87,408,000 | 86,071,000 | 84,116,000 |
| Noninterest-bearing deposits | 366,000 | 335,000 | 463,000 | 337,000 |
| Equity capital | 12,474,000 | 12,558,000 | 12,597,000 | 12,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 825,000 | 1,609,000 | 2,381,000 | 3,136,000 |
| Interest expense | 172,000 | 338,000 | 494,000 | 652,000 |
| Net interest income | 653,000 | 1,271,000 | 1,887,000 | 2,484,000 |
| Noninterest income | -26,000 | 24,000 | -8,000 | -38,000 |
| Noninterest expense | 514,000 | 1,045,000 | 1,563,000 | 2,062,000 |
| Provision for loan losses | 63,000 | 162,000 | 162,000 | 162,000 |
| Pretax income | 50,000 | 88,000 | 154,000 | 222,000 |
| Income tax | 7,000 | 10,000 | 22,000 | 31,000 |
| Net income | 43,000 | 78,000 | 132,000 | 191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,023,000 | 12,061,000 | 12,195,000 | 12,264,000 |
| Total capital | 12,429,000 | 12,454,000 | 12,577,000 | 12,652,000 |
| Risk-weighted assets | 32,046,000 | 30,986,000 | 30,153,000 | 30,633,000 |