Call reports 2013
CENTURY SAVINGS AND LOAN ASSOCIATION — 2013
What CENTURY SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 104,506,000 | 103,612,000 | 104,936,000 | 103,605,000 |
| Total loans | 35,949,000 | 35,936,000 | 35,645,000 | 34,373,000 |
| Allowance for loan losses | 846,000 | 786,000 | 782,000 | 781,000 |
| Securities available for sale | 8,086,000 | 6,620,000 | 6,492,000 | 7,984,000 |
| Securities held to maturity | 47,434,000 | 49,158,000 | 49,231,000 | 49,214,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,250,000 | 90,376,000 | 91,490,000 | 90,291,000 |
| Interest-bearing deposits | 90,883,000 | 90,069,000 | 91,172,000 | 89,887,000 |
| Noninterest-bearing deposits | 367,000 | 307,000 | 318,000 | 404,000 |
| Equity capital | 12,351,000 | 12,319,000 | 12,399,000 | 12,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 851,000 | 1,631,000 | 2,438,000 | 3,239,000 |
| Interest expense | 198,000 | 388,000 | 577,000 | 761,000 |
| Net interest income | 653,000 | 1,243,000 | 1,861,000 | 2,478,000 |
| Noninterest income | 78,000 | 34,000 | 40,000 | 69,000 |
| Noninterest expense | 495,000 | 997,000 | 1,554,000 | 2,115,000 |
| Provision for loan losses | 90,000 | 110,000 | 110,000 | 110,000 |
| Pretax income | 146,000 | 170,000 | 237,000 | 322,000 |
| Income tax | 45,000 | 49,000 | 61,000 | 82,000 |
| Net income | 101,000 | 121,000 | 176,000 | 240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,116,000 | 12,107,000 | 12,188,000 | 12,257,000 |
| Total capital | 12,554,000 | 12,534,000 | 12,609,000 | 12,676,000 |
| Risk-weighted assets | 34,643,000 | 33,810,000 | 33,289,000 | 33,179,000 |