Call reports 2012
CENTURY SAVINGS AND LOAN ASSOCIATION — 2012
What CENTURY SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 105,087,000 | 105,431,000 | 105,772,000 | 104,561,000 |
| Total loans | 37,506,000 | 36,577,000 | 35,657,000 | 36,265,000 |
| Allowance for loan losses | 717,000 | 732,000 | 757,000 | 763,000 |
| Securities available for sale | 15,811,000 | 13,594,000 | 11,719,000 | 9,683,000 |
| Securities held to maturity | 40,585,000 | 42,040,000 | 47,176,000 | 44,635,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,958,000 | 92,279,000 | 92,599,000 | 91,423,000 |
| Interest-bearing deposits | 91,608,000 | 91,941,000 | 92,214,000 | 91,066,000 |
| Noninterest-bearing deposits | 350,000 | 338,000 | 385,000 | 357,000 |
| Equity capital | 12,186,000 | 12,250,000 | 12,234,000 | 12,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 909,000 | 1,860,000 | 2,741,000 | 3,539,000 |
| Interest expense | 268,000 | 505,000 | 736,000 | 949,000 |
| Net interest income | 641,000 | 1,355,000 | 2,005,000 | 2,590,000 |
| Noninterest income | 53,000 | -35,000 | -134,000 | -96,000 |
| Noninterest expense | 475,000 | 994,000 | 1,502,000 | 2,052,000 |
| Provision for loan losses | 55,000 | 70,000 | 95,000 | 110,000 |
| Pretax income | 164,000 | 256,000 | 274,000 | 332,000 |
| Income tax | 48,000 | 70,000 | 60,000 | 85,000 |
| Net income | 116,000 | 186,000 | 214,000 | 247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,049,000 | 12,120,000 | 12,147,000 | 11,952,000 |
| Total capital | 12,511,000 | 12,576,000 | 12,599,000 | 12,398,000 |
| Risk-weighted assets | 36,720,000 | 36,182,000 | 35,860,000 | 35,403,000 |