Call reports 2007
ALLIANCE BANK — 2007
What ALLIANCE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 949,009,000 | 983,956,000 | 1,023,250,000 | 1,065,009,000 |
| Total loans | 768,593,000 | 837,901,000 | 841,394,000 | 902,936,000 |
| Allowance for loan losses | 10,180,000 | 11,213,000 | 11,030,000 | 15,244,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 100,485,000 | 100,617,000 | 104,367,000 | 105,946,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 790,621,000 | 802,885,000 | 841,917,000 | 860,500,000 |
| Interest-bearing deposits | 622,352,000 | 648,790,000 | 693,316,000 | 713,090,000 |
| Noninterest-bearing deposits | 168,269,000 | 154,095,000 | 148,601,000 | 147,410,000 |
| Equity capital | 81,327,000 | 83,919,000 | 85,551,000 | 83,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 19,174,000 | 39,440,000 | 59,724,000 | 79,933,000 |
| Interest expense | 7,885,000 | 16,459,000 | 25,534,000 | 34,734,000 |
| Net interest income | 11,289,000 | 22,981,000 | 34,190,000 | 45,199,000 |
| Noninterest income | 622,000 | 1,395,000 | 2,858,000 | 3,445,000 |
| Noninterest expense | 7,027,000 | 14,304,000 | 21,802,000 | 28,575,000 |
| Provision for loan losses | 1,062,000 | 2,135,000 | 3,192,000 | 10,401,000 |
| Pretax income | 3,822,000 | 7,937,000 | 12,054,000 | 9,683,000 |
| Income tax | 1,608,000 | 3,254,000 | 5,070,000 | 4,319,000 |
| Net income | 2,214,000 | 4,683,000 | 6,984,000 | 5,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,022,000 | 83,671,000 | 85,348,000 | 83,107,000 |
| Total capital | 91,198,000 | 94,762,000 | 96,410,000 | 94,817,000 |
| Risk-weighted assets | 824,071,000 | 887,143,000 | 902,116,000 | 933,227,000 |