Call reports 2002
ALLIANCE BANK — 2002
What ALLIANCE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 157,598,000 | 176,183,000 | 184,864,000 | 201,767,000 |
| Total loans | 131,401,000 | 137,086,000 | 144,087,000 | 150,533,000 |
| Allowance for loan losses | 2,369,000 | 1,679,000 | 1,952,000 | 1,981,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,021,000 | 15,023,000 | 15,491,000 | 29,475,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,718,000 | 153,314,000 | 154,186,000 | 156,977,000 |
| Interest-bearing deposits | 110,713,000 | 128,159,000 | 127,838,000 | 122,428,000 |
| Noninterest-bearing deposits | 26,005,000 | 25,155,000 | 26,348,000 | 34,549,000 |
| Equity capital | 12,599,000 | 14,261,000 | 14,702,000 | 18,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,788,000 | 6,117,000 | 9,616,000 | 13,053,000 |
| Interest expense | 968,000 | 2,050,000 | 3,175,000 | 4,212,000 |
| Net interest income | 1,820,000 | 4,067,000 | 6,441,000 | 8,841,000 |
| Noninterest income | 339,000 | 1,057,000 | 1,642,000 | 2,218,000 |
| Noninterest expense | 1,653,000 | 3,399,000 | 5,333,000 | 7,002,000 |
| Provision for loan losses | 100,000 | 248,000 | 475,000 | 699,000 |
| Pretax income | 406,000 | 1,477,000 | 2,275,000 | 3,358,000 |
| Income tax | 180,000 | 586,000 | 943,000 | 1,377,000 |
| Net income | 226,000 | 891,000 | 1,332,000 | 1,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,599,000 | 14,261,000 | 14,702,000 | 18,851,000 |
| Total capital | 16,813,000 | 18,442,000 | 19,141,000 | 23,333,000 |
| Risk-weighted assets | 136,502,000 | 145,040,000 | 155,077,000 | 166,519,000 |