Call reports 2001
ALLIANCE BANK — 2001
What ALLIANCE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 127,129,000 | 139,783,000 | 146,689,000 | 140,363,000 |
| Total loans | 98,939,000 | 106,679,000 | 107,264,000 | 114,598,000 |
| Allowance for loan losses | 2,107,000 | 2,186,000 | 2,294,000 | 2,426,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,951,000 | 6,965,000 | 6,974,000 | 5,983,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,340,000 | 126,667,000 | 133,178,000 | 120,727,000 |
| Interest-bearing deposits | 94,711,000 | 104,109,000 | 110,074,000 | 94,603,000 |
| Noninterest-bearing deposits | 19,629,000 | 22,558,000 | 23,104,000 | 26,124,000 |
| Equity capital | 9,461,000 | 9,797,000 | 10,079,000 | 11,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,139,000 | 6,279,000 | 9,288,000 | 12,213,000 |
| Interest expense | 1,303,000 | 2,605,000 | 3,837,000 | 4,867,000 |
| Net interest income | 1,836,000 | 3,674,000 | 5,451,000 | 7,346,000 |
| Noninterest income | 277,000 | 610,000 | 849,000 | 1,371,000 |
| Noninterest expense | 1,387,000 | 2,852,000 | 4,241,000 | 5,882,000 |
| Provision for loan losses | 75,000 | 150,000 | 250,000 | 400,000 |
| Pretax income | 651,000 | 1,282,000 | 1,809,000 | 2,435,000 |
| Income tax | 231,000 | 526,000 | 771,000 | 1,006,000 |
| Net income | 420,000 | 756,000 | 1,038,000 | 1,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,461,000 | 9,797,000 | 10,079,000 | 11,420,000 |
| Total capital | 13,264,000 | 13,718,000 | 14,006,000 | 15,415,000 |
| Risk-weighted assets | 103,458,000 | 113,198,000 | 113,307,000 | 118,653,000 |