Call reports 2005
YOUR BANK — 2005
What YOUR BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 12,001,000 | 15,473,000 | 30,920,000 | 29,953,000 |
| Total loans | 6,379,000 | 9,788,000 | 19,038,000 | 23,079,000 |
| Allowance for loan losses | 67,000 | 108,000 | 183,000 | 225,000 |
| Securities available for sale | 993,000 | 999,000 | 999,000 | 1,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,976,000 | 11,323,000 | 21,345,000 | 25,633,000 |
| Interest-bearing deposits | 7,038,000 | 10,153,000 | 17,107,000 | 23,118,000 |
| Noninterest-bearing deposits | 938,000 | 1,170,000 | 4,239,000 | 2,515,000 |
| Equity capital | 3,985,000 | 4,081,000 | 4,093,000 | 4,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 112,000 | 307,000 | 612,000 | 1,067,000 |
| Interest expense | 30,000 | 84,000 | 180,000 | 346,000 |
| Net interest income | 82,000 | 223,000 | 432,000 | 721,000 |
| Noninterest income | 15,000 | 35,000 | 77,000 | 122,000 |
| Noninterest expense | 247,000 | 498,000 | 785,000 | 1,086,000 |
| Provision for loan losses | 41,000 | 81,000 | 156,000 | 198,000 |
| Pretax income | -191,000 | -321,000 | -432,000 | -441,000 |
| Income tax | -65,000 | -109,000 | -147,000 | -152,000 |
| Net income | -126,000 | -212,000 | -285,000 | -289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,992,000 | 4,087,000 | 4,102,000 | 4,147,000 |
| Total capital | 4,059,000 | 4,195,000 | 4,285,000 | 4,372,000 |
| Risk-weighted assets | 8,428,000 | 11,884,000 | 22,538,000 | 25,412,000 |
Machine access — free, no API key
Every figure shown here about YOUR BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.