Call reports 2016
EASTMAN NATIONAL BANK OF NEWKIRK, THE — 2016
What EASTMAN NATIONAL BANK OF NEWKIRK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 257,710,000 | 258,606,000 | 254,673,000 | 249,003,000 |
| Total loans | 179,309,000 | 183,844,000 | 183,734,000 | 180,743,000 |
| Allowance for loan losses | 2,629,000 | 2,629,000 | 2,625,000 | 2,749,000 |
| Securities available for sale | 68,807,000 | 66,722,000 | 61,099,000 | 56,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,151,000 | 216,204,000 | 208,732,000 | 207,143,000 |
| Interest-bearing deposits | 140,909,000 | 140,014,000 | 137,654,000 | 141,051,000 |
| Noninterest-bearing deposits | 74,241,000 | 76,190,000 | 71,078,000 | 66,092,000 |
| Equity capital | 26,741,000 | 28,057,000 | 28,963,000 | 24,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,626,000 | 5,342,000 | 8,150,000 | 10,941,000 |
| Interest expense | 71,000 | 146,000 | 224,000 | 297,000 |
| Net interest income | 2,555,000 | 5,196,000 | 7,926,000 | 10,644,000 |
| Noninterest income | 534,000 | 1,113,000 | 1,709,000 | 2,277,000 |
| Noninterest expense | 1,384,000 | 3,126,000 | 4,720,000 | 6,442,000 |
| Provision for loan losses | 0 | 0 | 0 | 125,000 |
| Pretax income | 1,705,000 | 3,404,000 | 5,158,000 | 6,663,000 |
| Income tax | 614,000 | 1,230,000 | 1,977,000 | 2,361,000 |
| Net income | 1,091,000 | 2,174,000 | 3,181,000 | 4,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,709,000 | 26,865,000 | 27,875,000 | 23,847,000 |
| Total capital | 27,926,000 | 29,202,000 | 30,132,000 | 26,068,000 |
| Risk-weighted assets | 176,403,000 | 186,359,000 | 179,917,000 | 176,652,000 |