Call reports 2015
EASTMAN NATIONAL BANK OF NEWKIRK, THE — 2015
What EASTMAN NATIONAL BANK OF NEWKIRK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 248,130,000 | 256,784,000 | 249,192,000 | 251,870,000 |
| Total loans | 162,657,000 | 161,104,000 | 166,389,000 | 172,403,000 |
| Allowance for loan losses | 2,566,000 | 2,572,000 | 2,613,000 | 2,620,000 |
| Securities available for sale | 55,367,000 | 68,081,000 | 70,945,000 | 67,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,046,000 | 218,223,000 | 209,428,000 | 205,036,000 |
| Interest-bearing deposits | 130,568,000 | 137,293,000 | 134,727,000 | 136,486,000 |
| Noninterest-bearing deposits | 77,478,000 | 80,930,000 | 74,701,000 | 68,550,000 |
| Equity capital | 24,958,000 | 25,621,000 | 26,934,000 | 25,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,448,000 | 4,966,000 | 7,563,000 | 10,128,000 |
| Interest expense | 62,000 | 125,000 | 187,000 | 249,000 |
| Net interest income | 2,386,000 | 4,841,000 | 7,376,000 | 9,879,000 |
| Noninterest income | 448,000 | 949,000 | 1,501,000 | 2,019,000 |
| Noninterest expense | 1,477,000 | 3,026,000 | 4,581,000 | 6,282,000 |
| Provision for loan losses | 250,000 | 250,000 | 250,000 | 250,000 |
| Pretax income | 1,107,000 | 2,514,000 | 4,046,000 | 5,366,000 |
| Income tax | 408,000 | 913,000 | 1,334,000 | 1,800,000 |
| Net income | 699,000 | 1,601,000 | 2,712,000 | 3,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,348,000 | 24,572,000 | 25,799,000 | 24,441,000 |
| Total capital | 26,478,000 | 26,576,000 | 27,892,000 | 26,566,000 |
| Risk-weighted assets | 159,867,000 | 159,135,000 | 166,354,000 | 168,949,000 |